Loan Types



Project Drawings Building and Cranes Under Construction

Each construction loan is structured to best fit the terms of the development project. We aim to provide financing that will satisfy short-term funding needs in order to complete the project on-time at lower cost. LP Capital Group is a leader in arranging construction financing for ground up development of multi-family, office, retail, and condominiums. We engage in the process to fulfill the unique capital needs that are required throughout the project. Construction financing is arranged with an emphasis on the exit strategy; LP Capital Group can advise our clients about options such as:

  • Rate lock options
  • Earn out features
  • Hedging opportunities in a rising rate environment


Financial concept

LP Capital Group has the knowledge, experience, and access to the commercial bridge loan funding you need. We offer short term financing solutions within the commercial mortgage market that is as flexible as the borrowers we serve. Take advantage of our innovative Bridge Loan Programs for both transitional and stabilized commercial real estate assets.

  • Loans from $1MM to $5MM
  • Loans for Acquisition or Refinance
  • 1 to 3-year Primary Term
  • Up to 75% LTV on a stabilized basis and 80% on the LTC of acquiring the asset


Financial concept

Whether you’re a fix and flip or fix and hold investor, quick access to financing is extremely important. LP Capital Group offers clients access to short-term loan programs that provide funding for purchasing and fixing a property with the speed and flexibility investors expect. Our experienced team will work diligently, keeping our valued client in the loop at every stage, ensuring the loan is underwritten and processed smoothly and quickly. While all deals are unique, hard money lenders will generally lend up to 90% of the purchase price and 100% of the rehab costs.

Hard money loan basic terms
  • Loan amounts from $75,000 up to $5,000,000.
  • Loan to value of 60%-65% or below on residential Fix & Flip.
  • Loan term of 12 months, extensions available.
  • Advance rate on purchase price up to 90%
  • Advance rate on Rehab 100%

  • Interest rate 9% – 12% / Points 2 – 3
  • No Pre-payment penalty
  • No credit score minimum
  • Any level of experience
  • Property types: Single Family, Multi-Family, and Mixed-Use


Business Meetings

LP Capital Group offers permanent financing solutions for purchasing or refinancing stabilized multifamily and specialized properties including low-income, student, and senior housing, as well as manufactured properties.


TERMS

  • Rate lock at Application
  • Fixed and Floating Rate
  • Loans from $1MM to $7.5MM
  • 5 to 20-year terms
  • Up to 30-year amortization
  • Up to 80% LTV
  • Non-recourse except for standard carve-outs

Multifamily Property Types

  • Mid-or High-rise
  • Market Rate
  • Low-Income Housing Tax Credit (LIHTC)
  • Garden-style
  • Condominiums
  • Student Housing
  • Senior Apartments
  • Mixed-Use

TERMS

  • Fixed and Floating Rates
  • Loans from $5MM to $200MM
  • 3 to 20-year term
  • Rate lock at application
  • Yield maintenance / structured prepayment options
  • Non-recourse except for standard carve-outs

Typical Property Types

  • Bulk distribution / Industrial
  • Apartments
  • Grocery-anchored retail
  • Dominant malls
  • Cross-collagenized portfolios
  • Senior housing